Management Accounting Objective questions



Answer :
There are three streams of accounting:
o    Financial Accounting: is the process in which business transactions are recorded systematically in the various books of accounts maintained by the organization in order to prepare financial statements. Theses financial statements are basically of two types: First is Profitability Statement or Profit and Loss Account and second is Balance Sheet.
o    Cost Accounting: is the process of classifying and recording of expenditure incurred during the operations of the organization in a systematic way, in order to ascertain the cost of a cost center with the intention to control the cost.
o    Management Accounting: is the process of analysis, interpretation and presentation of accounting information collected with the help of financial accounting and cost accounting, in order to assist management in the process of decision making, creation of policy and day to day operation of an organization. Thus, it is clear from the above that the management accounting is based on financial accounting and cost accounting.
Answer :
Financial Accounting is the process in which business transactions are recorded systematically in the various books of accounts maintained by the organization in order to prepare financial statements. These financial statements are basically of two types: First is Profitability Statement or Profit and Loss Account and second is Balance Sheet.
Following are the characteristics features of Financial Accounting:
o    Monetary Transactions: In financial accounting only transactions in monetary terms are considered. Transactions not expressed in monetary terms do not find any place in financial accounting, howsoever important they may be from business point of view.
o    Historical Nature: Financial accounting considers only those transactions which are of historical nature i.e the transaction which have already taken place. No futuristic transactions find any place in financial accounting, howsoever important they may be from business point of view.
o    Legal Requirement: Financial accounting is a legal requirement. It is necessary to maintain the financial accounting and prepare financial statements there from. It is also obligatory to get these financial statements audited.
o    External Use: Financial accounting is for those people who are not part of decision making process regarding the organization like investors, customers, suppliers, financial institutions etc. Thus, it is for external use.
o    Disclosure of Financial Status: It discloses the financial status and financial performance of the business as a whole.
o    Interim Reports: Financial statements which are based on financial accounting are interim reports and cannot be the final ones.
o    Financial Accounting Process: The process of financial accounting gets affected due to the different accounting policies followed by the accountants. These accounting policies differ mainly in two areas: Valuation of inventory and Calculation of depreciation

Answer :
Management Accounting is the process of analysis, interpretation and presentation of accounting information collected with the help of financial accounting and cost accounting, in order to assist management in the process of decision making, creation of policy and day to day operation of an organization. Thus, it is clear from the above that the management accounting is based on financial accounting and cost accounting.
Following are the objectives of Management Accounting:
o    Measuring performance: Management accounting measures two types of performance. First is employee performance and the second is efficiency measurement. The actual performance is measured with the standardized performance and a report of deviation from the standard performance is reported to the management for the effective decision making and also to indicate the effectiveness of the methods in use. Both types of performance management are used to make corrective actions in order to improve performance. 
o    Assess Risk: The aim of management accounting is to assess risk in order to maximize risk.
o    Allocation of Resources: is an important objective of Management Accounting.
o    Presentation of various financial statements to the Management.

Answer :
Limitations of Management Accounting:
o    Management Accounting is based on financial and cost accounting, in which historical data is used to make future decisions. Thus, strength and weakness of the managerial decisions are based on the strength and weakness of the accounting records.
o    Management Accounting is useful only to those people who are in the decision making process. 
o    Tools and techniques used in management accounting only provide information and not ready made decision. Thus, it is only a supplementary service.
o    In Management Accounting, decision is based on the manager’s institution as management try to avoid lengthy courses of scientific decision making.
o    Personal prejudices and bias affect the decisions as the interpretation of financial information is based on personal judgment of the interpreter.

Answer :
Following is the scope of Management Accounting:
o    Financial Accounting
o    Cost Accounting
o    Revaluation accounting
o    Control Accounting 
o    Marginal Costing 
o    Budgetary Control
o    Financial Planning and 
o    Break Even Analysis 
o    Decision accounting: 
o    Reporting
o    Taxation
o    Audit
Answer :
Following are the technique used to discharge the function of management accounting:
o    Marginal Costing 
o    Budgetary Control
o    Standard Costing
o    Uniform Costing
Answer :
o    Financial Accounting reports are used by outside parties such as creditors, shareholders, tax authorities etc. whereas Management Accounting reports are used by managers inside the organization for planning, directing, controlling and taking decisions. 
o    In Financial Accounting, only historical financial transactions are considered and do not consider non financial transactions whereas in Managerial Accounting emphasis is on decisions affecting the future, thus it may consider future data as well s non financial factors.
o    Maintenance of financial accounting records and preparation of financial statements is a legal requirement whereas Management Accounting is not at all legal requirement. Moreover, these systems have their own reporting formats.
o    In Financial Accounting, precision of information is required whereas in Management Accounting timeliness of information is required.
o    In Financial Accounting, only summarized data is prepared for the entire organization whereas in Management Accounting detailed reports are prepared about products, departments, employees and customer.
o    Preparation of Financial Accounting is based of Generally Accepted Accounting Principles whereas Management Accounting does not follow such principles to prepare reports.
o    Financial reports generated by the Financial Accounting are required to be accurate whereas accuracy is not the prerequisite of management accounting.
Answer :
Management Accounting is the process of analysis, interpretation and presentation of accounting information collected with the help of financial accounting and cost accounting, in order to assist management in the process of decision making, creation of policy and day to day operation of an organization. Thus, it is clear from the above that the management accounting is based on financial accounting and cost accounting.
Answer :
o    Measuring performance: Management accounting measures two types of performance. First is employee performance and the second is efficiency measurement. The actual performance is measured with the standardized performance and a report of deviation from the standard performance is reported to the management for the effective decision making and also to indicate the effectiveness of the methods in use. Both types of performance management are used to make corrective actions in order to improve performance. 
o    Assess Risk: The aim of management accounting is to assess risk in order to maximize risk.
o    Allocation of Resources: is an important objective of Management Accounting.
o    Presentation of various financial statements to the Management.
o    Outstanding Expenses
o    Income Received in Advance
Answer :
A budget is a financial document or an action plan which is prepared and used to project future income and expenses. It outlines an organisation’s financial and operational goals. It can also include non- monetary information with the monetary information. They need to be made and approved in advance of the year in which they are to be used or implemented.
Following are the characteristics of a good budget:
o    It is expressed in quantitative or monetary terms.
o    It is prepared for a fixed period of time It is prepared before the period in which it commences.
o    Practical to implement.
o    It spells out the objects and the policies to be pursued in order to achieve the objective of the organisation.
o    Many people are involved in drawing up a budget.
o    Flexible enough to allow changes in the changing environment.
o    Prepared on the basis of established standards of performance.
o    Analysis of cost and revenues.
o    On the basis of budget report performance of the organisation is constantly monitored.
Answer :
Budgetary Control is a methodical control technique whereby budgets are prepared relating the responsibilities of budget holders. It is a continuous comparison of actual results with budgeted results, to ensure that the objectives of the company’s policy are achieved; or to provide a basis for the change of those objectives. In simple terms, it is the analysis of the plans which the organisation has made; what was the result when those plans were implemented practically. After practical implementation of the budget if any variation is seen in the actual result to the budget result then the reasons for the variations are fount out and corrective actions are taken to correct variations.
Following are the characteristics of Budgetary control:
o    It deals with the establishment of the budgets.
o    A control technique where actual results are extracted from the organisation’s operations and compared with the budget prepared.
o    Any differences or variations are computed and made the responsibility of key individual who can either take actions for maintain the favourable variations or revise the budgets.
Answer :
The gross margin ratio is also known as the gross profit margin or the gross profit percentage.
The gross margin ratio is computed by dividing the company's gross profit dollars by its net sales dollars.
To illustrate the gross margin ratio, let's assume that a company has net sales of Rs800,000 and its cost of goods sold is Rs600,000. This means its gross profit is Rs200,000 (net sales of Rs800,000 minus its cost of goods sold of Rs600,000) and its gross margin ratio is 25% (gross profit of Rs200,000 divided by net sales of Rs800,000).
A company should be continuously monitoring its gross margin ratio to be certain it will result in a gross profit that will be sufficient to cover its selling and administrative expenses.
Since gross margin ratios vary between industries, you should compare your company's gross margin ratio to companies within your industry. However, you should keep in mind that there can also be differences within your industry. For example, your company may use LIFO while most companies in your industry use FIFO. Perhaps your company focuses its sales efforts on smaller customers who also require special administrative services. In that case, your company's gross margin ratio should be larger than your industry's in order to cover the higher selling and administrative expenses.
Answer :
Vertical analysis reports each amount on a financial statement as a percentage of another item. Vertical analysis of an income statement results in every income statement amount being presented as a percentage of sales
Horizontal analysis looks at amounts on the financial statements over the past years.. This allows you to see how each item has changed in relationship to the changes in other items. Horizontal analysis is also referred to as trend analysis.
Answer :
A current asset is cash and any other company asset that will be turning to cash within one year from the date shown in the heading of the company's balance sheet. (If a company has an operating cycle that is longer than one year, an asset that will turn to cash within the length of its operating cycle is considered to be a current asset.)
Current assets are generally listed first on a company's balance sheet and will be presented in the order of liquidity. That means they will appear in the following order: cash (which includes currency, checking accounts, petty cash), temporary investments, accounts receivable, inventory, supplies, and prepaid expenses. (Supplies and prepaid expenses will not literally be converted to cash. They are included because they will allow the company to avoid paying cash for these items during the upcoming year.)

Answer :
The debt to total assets ratio is an indicator of financial leverage. It tells you the percentage of total assets that were financed by creditors, liabilities, debt.
The debt to total assets ratio is calculated by dividing a corporation's total liabilities by its total assets. Let's assume that a corporation has Rs100 million in assets, Rs40 million in liabilities, and Rs60 million in stockholders' equity. Its debt to total assets ratio will be 0.4 (Rs40 million of liabilities divided by Rs100 million of assets), or 0.4 to 1. In this example, the debt to total assets ratio tells you that 40% of the corporation's assets are financed by the creditors or debt (and therefore 60% is financed by the owners). A higher percentage indicates more leverage and more risk.
Another ratio, the debt to equity ratio, is often used instead of the debt to total assets ratio. The debt to equity ratio uses the same inputs but provides a different view. Using the information above, the debt to equity ratio will be .67 to 1 (Rs40 million of liabilities divided by Rs60 million of stockholders' equity).
Answer :
A current liability is an obligation that is 1) due within one year of the date of a company's balance sheet and 2) will require the use of a current asset or will create another current liability. If a company's operating cycle is longer than one year, current liabilities are those obligation's due within the operating cycle.
Current liabilities are usually presented in the following order:
o    the principal portion of notes payable that will become due within one year
o    accounts payable
o    the remaining current liabilities such as payroll taxes payable, income taxes payable, interest payable and other accrued expenses
The parties who are owed the current liabilities are referred to as creditors. If the creditors have a lien on company assets, they are known as secured creditors. The creditors without a lien are referred to as unsecured creditors.
The amount of current liabilities is used to determine a company's working capital (current assets minus current liabilities) and the company's current ratio (current assets divided by current liabilities).
Answer :
The quick ratio is a financial ratio used to gauge a company's liquidity. The quick ratio is also known as the acid test ratio.
The quick ratio compares the total amount of cash + marketable securities + accounts receivable to the amount of current liabilities. If a company has cash + marketable securities + accounts receivable with a total of Rs1,000,000 and the company's total amount of current liabilities is Rs1,200,000, its quick ratio is 0.83 to 1. (Rs1,000,000 divided by Rs1,200,000 = 0.83)
The quick ratio differs from the current ratio in that some current assets are excluded from the quick ratio. The most significant current asset that is excluded is inventory. The reason is that inventory might not turn to cash quickly.
Answer :
The financial ratio accounts receivable turnover is a company's annual sales divided by the company's average balance in its Accounts Receivable account during the same period of time.
For example, if a company’s sales for the most recent year were Rs6,000,000 and its average balance in Accounts Receivable for the same twelve months was Rs600,000, its accounts receivable turnover ratio is 10. This indicates that on average the company’s accounts receivables turned over 10 times during the year, or approximately every 36 days (360 or 365 days per year divided by the turnover of 10).
Whether the accounts receivable turnover ratio of 10 is good or bad depends on the company's past ratios, the average for other companies in the same industry, and by the specific credit terms given to this company's customers.
It is important to note that the accounts receivable turnover ratio is an average, and averages can hide important details. For example, some past due receivables could be "hidden" or offset by receivables that have paid faster than the average. If you have access to the company's details, you should review a detailed aging of accounts receivable to detect slow paying accounts.
Answer :
Net working capital or working capital is defined as current assets minus current liabilities. Therefore, a change in the total amount of current assets without a change of the same amount in current liabilities will result in a change in the amount of working capital. Similarly, a change in the total amount of current liabilities without an identical change in the total amount of current assets will cause a change in working capital.
For instance, if the owner makes an additional investment of Rs20,000 in her company, the company's total current assets will increase by Rs20,000 but there is no increase in its current liabilities. As a result, the company's working capital increases by Rs20,000. (The other change is an increase in the owner's capital account.)
If a company borrows Rs50,000 and agrees to repay the loan in 90 days, the company's working capital has not increased. The reason is that the current asset Cash increased by Rs50,000 and the current liability Loans Payable also increased by Rs50,000.
The use of Rs30,000 to buy merchandise for inventory will not change the amount of working capital. The reason is that the total amount of current assets will not change. The current asset Cash decreases by Rs30,000 and the current asset Inventory increases by Rs30,000.
If a company sells a product for Rs3,400 which is in its inventory at a cost of Rs2,500 the company's working capital will increase by Rs900. Working capital increased because 1) the current asset accounts  Cash or Accounts Receivable will increase by Rs3,400 and Inventory will decrease by Rs2,500; 2) current liabilities will not change. Owner's equity will increase by Rs900.
The use of Rs100,000 for the construction of a storage building will reduce working capital because the current asset Cash decreased and a long-term asset Storage Building has increased.
Answer :
I would use the liability account Accounts Payable for suppliers' invoices that have been received and must be paid. As a result, the balance in Accounts Payable is likely to be a precise amount that agrees with supporting documents such as invoices, agreements, etc.
I would use the liability account Accrued Expenses Payable for the accrual type adjusting entries made at the end of the accounting period for items such as utilities, interest, wages, and so on. The balance in the Accrued Expenses Payable should be the total of the expenses that were incurred as of the date of the balance sheet, but were not entered into the accounts because an invoice has not been received or the payroll for the hourly wages has not yet been processed, etc. The amounts recorded in Accrued Expenses Payable will often be estimated amounts supported by logical calculations.
Answer :
The current ratio is a financial ratio that shows the proportion of current assets to current liabilities. The current ratio is used as an indicator of a company's liquidity. In other words, a large amount of current assets in relationship to a small amount of current liabilities provides some assurance that the obligations coming due will be paid.
If a company's current assets amount to Rs600,000 and its current liabilities are Rs200,000 the current ratio is 3:1. If the current assets are Rs600,000 and the current liabilities are Rs500,000 the current ratio is 1.2:1. Obviously a larger current ratio is better than a smaller ratio. Some people feel that a current ratio that is less than 1:1 indicates insolvency.
It is wise to compare a company's current ratio to that of other companies in the same industry. You are also wise to look at the trend of the current ratio for a given company over time. Is the current ratio improving over time, or is it deteriorating?
The composition of the current assets is also an important factor. If the current assets are predominantly in cash, marketable securities, and collectible accounts receivable, that is more comforting than having the majority of the current assets in slow-moving inventory.

Answer :
Working capital is the amount of a company's current assets minus the amount of its current liabilities. For example, if a company's balance sheet dated June 30 reports total current assets of Rs323,000 and total current liabilities of Rs310,000 the company's working capital on June 30 was Rs13,000. If another company has total current assets of Rs210,000 and total current liabilities of Rs60,000 its working capital is Rs150,000.
The adequacy of a company's working capital depends on the industry in which it competes, its relationship with its customers and suppliers, and more. Here are some additional factors to consider:
o    The types of current assets and how quickly they can be converted to cash. If the majority of the company's current assets are cash and cash equivalents and marketable investments, a smaller amount of working capital may be sufficient. However, if the current assets include slow-moving inventory items, a greater amount of working capital will be needed.
Answer :
The average collection period is the average number of days between 1) the date that a credit sale is made, and 2) the date that the money is received from the customer. The average collection period is also referred to as the days' sales in accounts receivable.
The average collection period can be calculated as follows: 365 days in a year divided by the accounts receivable turnover ratio. Assuming that a company has an accounts receivable turnover ratio of 10 times per year, the average collection period is 36.5 days (365 divided by 10).
An alternate way to calculate the average collection period is:  the average accounts receivable balance divided by average credit sales per day.
If a company offers credit terms of net 30 days, the company may find that its average collection period is actually 45 days or more. Monitoring the average collection period is important for a company's cash flow and its ability to meet its obligations when they come due.
Answer :
A debtor is a person or entity that owes money. In other words, the debtor has a debt or legal obligation to pay an amount to another person or entity.
Answer :
The acid test ratio is similar to the current ratio except that Inventory, Supplies, and Prepaid Expenses are excluded. In other words, the acid test ratio compares the total of the cash, temporary marketable securities, and accounts receivable to the amount of current liabilities.
Let's illustrate the acid test ratio by assuming that a company has cash of Rs7,000 + temporary marketable securities of Rs20,000 + accounts receivables of Rs93,000. This adds up to Rs120,000 of quick assets. If its current liabilities amount to Rs100,000 its acid test ratio is 1.2:1.
The larger the acid test ratio, the more easily will the company be able to meet its current obligations.
Answer:
A pro forma financial statement is one based on certain assumptions and projections.
For example, a corporation might want to see the effects of three different financing options. Therefore, it prepares projected balance sheets, income statements, and statements of cash flows. These projected financial statements are referred to as pro forma financial statements.
Answer :
Accounting ratios (also known as financial ratios) are considered to be part of financial statement analysis. Accounting ratios usually relate one financial statement amount to another. For example, the inventory turnover ratio divides a company's cost of goods sold for a recent year by the cost of its inventory on hand during that year.
For a company with current assets of Rs300,000 and current liabilities of Rs150,000 its current ratio is Rs300,000 to Rs150,000, or 2 to 1, or 2:1. This ratio of 2:1 can then be compared to other companies in its industry regardless of size or it can be compared to the company's ratio from an earlier year.
Other examples of accounting ratios include:
o    Quick ratio
o    Current ratio
o    Debt to equity ratio
o    Acid-test ratio
o    Contribution margin ratio
o    Interest coverage ratio
o    Debt to total assets ratio
o    Gross margin ratio
o    Return on assets ratio
o    Profit margin (after tax) ratio
o    Total assets turnover ratio
o    Fixed asset turnover ratio
o    Times interest earned ratio
o    Liquidity ratio
o    Working capital ratio
o    Dividend payout ratio
o    Free cash flow ratio
                         
Question 28. What Is Cash Flow Management?
Answer:
Cash management refers to a broad area of finance involving the collection, handling, and usage of cash. It involves assessing market liquidity, cash flow, and investments.
At its simplest, cash flow management means delaying outlays of cash as long as possible while encouraging anyone who owes you money to pay it as rapidly as possible.

Question 29. What is a Fund Flow Statement? Why should a business prepare it?
Answer:
Funds flow statement is a statement which is prepared in order to determine the sources and application of funds. Fund flow statement is commonly used in business plans and proposals to show investors about the flowing of their funds through the organization. This is not used in annual reports. It is used by bankers who want to know how borrowed funds will flow through company operations. It is used to show the management how the cash is flowing through the company operations.

Question 30. What are the limitations of a Funds Flow Statement?
Answer:
Fund flow statement has certain limitations such as:

1. This kind of statement is prepared using balance sheet and these statements are based on historical cost so realistic comparison of profitability is not possible.

2. Cash position is not prepared and it is not revealed by funds flow statement.

3. While preparing funds flow statement operating, financial and investing activities are not classified.

Question 31. What are the basic principles of preparing a Funds Flow Statement?
Answer:
Funds flow statement, which shows the changes in financial position. It is governed by the basic principle which uses two parts one uses statement of sources and another uses the use of funds. It can be compared to balance sheet which has been drawn by taking these parameters into affect. In this when sources of funds exceed the application of funds, it increases the working capital or when application of funds exceeds it decreases the working capital.
Question 32. What columns are there in a Funds Flow Statement? What are the components of each column?
Answer:
The columns in Funds Flow Statements are:-
1) Balance column- which contains the balance for each day.
2) Total- which contains the total funds
3) Variance- which contains the variable data after comparison.
The component of each column contains:
1) Source of funds during the period
2) Application of funds during the period

Question 33.What is a Cash Flow Statement? How is it different from a funds flow statement?
Answer:
Cash Flow Statement is the statement which shows changes in inflow & outflow of cash during the period. There are two methods of the cash flow representation:-
1) Direct Method: includes operating Activities, Investment Activities and Financial Activities
2) Indirect Method: uses net income as base & makes adjustments to that income (cash & non-cash) transactions.
In various aspects Cash flow statement is different from Funds flow statement. Cash flow statement allows investors to understand how a company's operations are running, where its money is coming from, and how this money will be spent by the company. On the other hand, fund flow statement shows the future activities of the company.
Cash flow statement is an analysis tool used by large and medium scale companies for Inflow and Outflow of money during a particular period of time whereas Fund flow shows the flow of money from different activities where the flow has to be represented during the funds calculations.
Question 34. What Is Variance Analysis?
Answer :
Variance analysis is the quantitative investigation of the difference between actual and planned behavior. This analysis is used to maintain control over a business. For example, if you budget for sales to be $10,000 and actual sales are $8,000, variance analysis yields a difference of $2,000.
Variance analysis is especially effective when you review the amount of a variance on a trend line, so that sudden changes in the variance level from month to month are more readily apparent.
Question 35. What Are The Most Commonly-derived Variances Used In Variance Analysis?
Answer :
Here are the most commonly-derived variances used in variance analysis:
Purchase price variance.
Labor rate variance
Variable overhead spending variance
Fixed overhead spending variance
Selling price variance
Material yield variance
Labor efficiency variance
Variable overhead efficiency variance
Question 36. What Is Labor Efficiency Variance?
Answer :
Labor efficiency variance: Subtract the standard quantity of labor consumed from the actual amount and multiply the remainder by the standard labor rate per hour.
Question 37. What Is The Formula To Estimate Labour Mix Variance Is?
Answer :
The formula to estimate Labour Mix variance is:
(Standard rate per hour - Actual rate per hour) * Actual Hours
Question 38. Which Variance Is Also Known As Gang Composition Variance?
Answer :
Labour mix variance is also known as Gang composition variance.
Question 39. What Is The Formula Used For Calculation Of Labour Rate Variance Is?
Answer :
The formula used for calculation of labour rate variance is:
(Standard rate per hour - Actual rate per hour) * Actual Hours
Question 40. How Labour Cost Variance Is Measured ?
Answer :
Labour cost variance is measured as: 
Total standard labour cost of actual output - Total actual cost of actual output
Question 41. What Is Marginal Costing?
Answer :
Marginal Costing is ascertainment of the marginal cost which varies directly with the volume of production by differentiating between fixed costs and variable costs and finally ascertaining its effect on profit.
The basic assumptions made by marginal costing are following:
Total variable cost is directly proportion to the level of activity. However, variable cost per unit remains constant at all the levels of activities.
Per unit selling price remains constant at all levels of activities.
All the items produced by the organisation are sold off.
Question 42. What Are The Limitations Of Marginal Costing?
Answer :
The limitations of Marginal Costing:
The classification of total costs into fixed and variable cost is difficult.
In this technique fixed costs are totally eliminated for the valuation of inventory of finished and semi-finished goods. Such elimination affects the profitability adversely.
In marginal costing historical data is used while management decisions are related to future events.
Question 43. What Is Cost Volume-profit Relationship?
Answer :
Cost Volume-Profit (CVP) relationship is an analysis which studies the relationships between the following factors and its impact on the amount of profits.
Selling price per unit and total sales amount • Total cost which may be in any form i.e. fixed cost or Variable cost.
Volume of sales
Question 45. Explain P/v Ratio And Contribution?
Answer :
P/V Ratio:
P/V Ratio (Profit Volume Ratio) is the ratio of contribution to sales which indicates the contribution earned with respect to one rupee of sales. It also measures the rate of change of profit due to change in volume of sales. Its fundamental property is that if per unit sales price and variable cost are constant then P/V Ratio will be constant at all the levels of activities. A change is fixed cost does not affect P/V Ratio. It is calculated as under:
(Contribution * 100) / Sales
(Change in profits * 100) / (Change in sales)
Question 46. Explain Break Even Point. How Does Bep Help In Making Business Decision?
Answer :
Break Even Point (BEP) is a volume of sales where there is neither loss nor profit. That means contribution is enough to cover the fixed costs.
Question 47. Explain Margin Of Safety?
Answer :
Margin of Safety is the amount of sales which generates profit. In other words, sales beyond Break Even Point are known as Margin of Safety. It is calculated as the difference between total sales and the break even sales. It can be expressed in monetary terms or number of units
Question 48. What Is Flexible Budget Preparation?
Answer :
Flexible Budget preparation: As the marginal costing particularly classifies costs as fixed and variable costs which facilitates the preparation of flexible budgets.
Question 49. Explain Make Or Buy Decision?
Answer :
Make or Buy decision : Marginal cost analysis helps the management in making or buying decision.
Question 50. What Is Contribution?
Answer :
Contribution: It is the difference between sales revenue and variable cost (also known as variable cost). Variable cost is the important cost in deciding profitability as fixed costs are ignored by marginal costing.


Question 51. Ascertainment Of Profit Under Marginal Cost?
Answer :
‘Contribution’ is a fund that is equal to the selling price of a product less marginal cost.
Contribution may be described as follows:
Contribution  = Selling Price – Marginal Cost
Contribution  = Fixed Expenses + Profit
Contribution – Fixed Expenses = Profit
Question 52. What Is Role Of Fixed Costs?
Answer :
Fixed costs are sunk costs. What is sunk cannot be retrieved in the same condition. Fixed costs cannot be reversed, without loss. Machinery purchased, already, cannot be sold, without loss, in terms of money. Fixed costs that are incurred are not relevant for our decision-making. Costs that will be incurred, in any event, should not be considered in the decision-making. In other words, the existing fixed costs, which cannot be saved, do not influence the decision as those costs are already incurred and cannot be reversed, whether the firms makes or buys.
Question 53. What Are ‘sunk Costs’? Why They Are So Called?
Answer :
‘Sunk costs’ are fixed costs. What is sunk cannot be retrieved. In a similar manner, fixed costs, once incurred, cannot be reversed.
Question 54. Why Fixed Costs Are Ignored In ‘make Or Buy’ Decisions?
Answer :
Fixed costs are already incurred and so they do not influence the future ‘Make or Buy’ decisions. Hence, they are ignored for comparison. Only variable costs, in both options, are compared and that option is chosen, where the variable costs are lower.
What is budget control?
Budgetary control is a system of procedures used to ensure that an organization's actual revenues and expenditures adhere closely to its financial plan
Question 55. Do You Know What Is A Cash Budget? What Are The Different Methods To Prepare It?
Answer :
Cash budget is the budget which is prepared under the finance budget. It is an estimation of the expected cash receipts and cash payments during the budget period. By preparing cash budget it becomes possible for the organisation to predict whether at any point of time there will be excess or shortage of cash.
Question 56. Can You Please Compare Fixed And Flexible Budgets?
Answer :
A fixed budget is established for a specific level of activity whereas flexible budget is prepared for various levels of activity.
Fixed budget cannot be changed after the period commences, whereas a flexible budget can be changed after the period commence.
Fixed budget is more suitable for fixed expenses whereas flexible budget takes both fixed as well as variable expenses in account.
Question 57. Explain Principles And Objectives Of The Budgetary Control?
Answer :
Duties and responsibilities of the various executives
Organisation chart
Duties of budget office and budget committee
Accounts codes and budget centre codes
Budget diagrams
Question 58. Explain What Is Budget?
Answer :
A budget is a financial document or an action plan which is prepared and used to project future income and expenses. It outlines an organisation’s financial and operational goals.
Question 59. Explain Finance Cash Budget?
Answer :
Finance Cash budget is the budget which is prepared under this functional area. It is an estimation of the expected cash receipts and cash payments during the budget period.
Question 60. Walk me through an income statement.
Answer :
An income statement has information about the performance of a company, as observed over a period of time. The main components of an income statement are usually revenues earned, expenses, and net income. Revenues may take into account any sales, royalties and interest earned. Meanwhile, expenses include the costs that the company has incurred. The net income or the “bottom line” indicate overall profits or losses.
What are the components of a balance sheet? Why should they be analysed?
Balance sheets provide an outline of a company’s assets and liabilities in the form of resources, whether physical or financial, that the company possesses. Assets refer to both current and noncurrent assets. This includes cash and cashable assets as well as fixed assets like property and intangible assets like patents and copyrights. The liabilities section includes current liabilities, which are due within a year, and long-term liabilities.
Financial analysts need to look at the total number of assets and accounts to determine the strength of the company. Similarly, the presence of liabilities indicates possible debt and expenses, which need to be taken into account during financial analysis.
Question 61. How is a cash flow statement different from an income statement?
Answer :
A cash flow statement is similar to an income statement, except that it only shows the money that has been generated by the company. Unlike income statements, it does not account for aspects like depreciation.
Define EPS.
EPS stands for earnings per share, which is calculated as a company’s profit divided by the shares of its common stock. The formula used calculates EPS as the net income minus preferred dividends, divided by outstanding shares. The result indicates how profitable a company is at a given point of time. Higher EPSs are generally interpreted as increased profitability.
Question 62. How can you evaluate a company’s financial health?
Answer :
The main pointers of a company’s financial health are its liquidity, leverage and profitability. Liquidity indicates the availability of cash and other relevant assets to cover current expenses and debt, while leverage refers to the proportion of investor money versus money contributed by creditors. Profitability, as the term suggests, refers to the financial return earned against the money invested.
16. Can you give me the formula for the acid test ratio?
The acid test ratio, or the quick assets ratio, is used to measure the liquidity of a company by calculating the proportion of its quick assets against any maturing debts. The formula for it is: Total Current Assets – Inventories / Total Current Liabilities. Alternatively, one can divide the sum of all liquid assets by total current liabilities.
Question 63. What is the debt to equity ratio?
Answer :
The debt to equity ratio is an essential metric used in corporate finance, related to risk and leveraging. It measures the degree to which a company’s operations are funded through debt as compared to its own funds. It also indicates the company’s ability to cover all outstanding debts using shareholder equity in case of a downturn. The debt to equity ratio is calculated by dividing total liabilities by its total shareholder equity.
Question 64. What is ROE and what is it generally used for?
Answer :
ROE is the return on equity ratio, which can also be called the Net Income/Owners’ Equity. This is usually recommended by financial analysts to evaluate a company’s profitability levels. The ratio shows how the company is using equity investment, and also works as a metric to compare with industry standards or competition.
Question 66. How would you define horizontal analysis?
Answer :
Horizontal analysis is a comparative financial statement which shows changes in corresponding items over a period of time. It compares statements for two or more periods, and is a good tool to observe and analyse contemporary trends.
Question 67. What are the 5 major categories of ratios?
Answer :
The five (5) major categories in the financial ratios list include the following :
Liquidity Ratios.
Activity Ratios.
Debt Ratios.
Profitability Ratios.
Market Ratios.
Question 68. What is the quick ratio formula?
Answer :
Quick ratio is calculated by dividing liquid current assets by total current liabilities. Liquid current assets include cash, marketable securities and receivables
Question 69. What if quick ratio is less than 1?
Answer :
A company that has a quick ratio of less than 1 may not be able to fully pay off its current liabilities in the short term, while a company having a quick ratio higher than 1 can instantly get rid of its current liabilities.
Question 70. What is liquidity?
Answer :
Liquidity is a company's ability to convert its assets to cash in order to pay its liabilities when they are due.


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